{"id":161,"date":"2026-06-04T20:14:32","date_gmt":"2026-06-04T20:14:32","guid":{"rendered":"https:\/\/marketrelocationreport.com\/?p=161"},"modified":"2026-06-04T20:14:32","modified_gmt":"2026-06-04T20:14:32","slug":"a-record-number-of-feds-are-retiring-will-that-slow-your-claim","status":"publish","type":"post","link":"https:\/\/marketrelocationreport.com\/?p=161","title":{"rendered":"A record number of feds are retiring. Will that slow your claim?"},"content":{"rendered":"<div>\n<p>Retirement statistics are more than monthly government reports, they offer a practical window into how long claims are taking, where delays may occur and what future retirees should expect. For federal employees planning to leave service, these numbers can help set realistic expectations, guide financial preparation and highlight why understanding the retirement process matters before you submit your application.<\/p>\n<p>Read more <a href=\"https:\/\/marketrelocationreport.com\/?p=159\">OPM to set new requirements to \u2018verify\u2019 FEHBP enrollments<\/a><\/p>\n<ul>\n<li><strong>New claims processing<\/strong>\u00a0&#8211; This report provides historical data detailing key performance variables, with average processing time presented in days.<\/li>\n<li><strong>Agency retirement case accuracy report<\/strong>\u00a0&#8211; This report reflects the number of non-disability retirement application packages audited and the associated error rate for an agency that had at least 15 cases reviewed in a specified month in the current fiscal year.<\/li>\n<\/ul>\n<p><strong>Note:\u00a0<\/strong>The Agency Retirement Case Accuracy Reports do not appear to be current. It is unclear whether the December-July period shown is from 2024-2025 or an earlier year.<\/p>\n<p><strong>How these statistics can help you prepare<\/strong><\/p>\n<ul>\n<li>Prepare for a period when you may need to rely on personal savings while your CSRS or FERS retirement is being processed.<\/li>\n<\/ul>\n<p>Within about 2-4 weeks after OPM receives your application, you are usually placed in interim pay status. These temporary monthly payments are estimated and are often much lower than your final benefit.<\/p>\n<p>Set aside about six months of living expenses in case your full benefit is delayed.<\/p>\n<p>If possible, save annual leave and retire near the end of the year so you receive a larger lump-sum leave payout.<\/p>\n<p>A TSP loan may help increase short-term cash reserves, since loans can now be repaid after separation. However, loans are only available while you are employed. They have fees, reduce potential investment growth and may create taxable income if not repaid on time.<\/p>\n<ul>\n<li>Understand how your benefit is calculated, especially when large numbers of retirements are being processed and cases may move at different speeds.<\/li>\n<\/ul>\n<p>If your case is complex, it may take longer than the average processing time.<\/p>\n<p>High volume can also increase the risk of errors if cases are rushed.<\/p>\n<ul>\n<li>If your agency uses the Online Retirement Application (ORA), your claim may move faster than a paper application.<\/li>\n<\/ul>\n<p>Public data does not show how long it takes for your application to move from your agency to the payroll provider and then to OPM. Although this should take about four to six weeks after separation, in recent months it has been rumored that it is taking sometimes much longer.<\/p>\n<p>If you have not received your annual leave payout or your Civil Service Active (CSA) number, your claim may not have reached OPM yet.<\/p>\n<p><strong>Key monthly retirement claim trends<\/strong><\/p>\n<p>Digital (Online Retirement Application) claims received each month:<\/p>\n<p>October 2025 \u2014 6,176 (30% of total claims)<br \/>\nNovember 2025 \u2014 7,833 (33% of total claims)<br \/>\nDecember 2025 \u2014 6,055 (45% of total claims)<br \/>\nJanuary 2026 \u2014 9,394 (49% of total claims)<br \/>\nFebruary 2026 \u2014 15,494 (49% of total claims)<br \/>\nMarch 2026 \u2014 8,830 (59% of total claims)<br \/>\nApril 2026 \u2014 8,743 (73% of total claims)<br \/>\nMay 2026 \u2014 8,288 (73% of total claims)<\/p>\n<p>Total claims received each month so far in FY 2026 (digital and paper combined), compared with the same months in FY 2016:<\/p>\n<p>October 2025 \u2014 20,344\u00a0\u00a0 \u00a0\u00a0|\u00a0 \u00a0 \u00a0 October 2015 \u2014 4,513<br \/>\nNovember 2025 \u2014 23,393 |\u00a0 \u00a0 \u00a0 November 2015 \u2014 3,688<br \/>\nDecember 2025 \u2014 13,174 |\u00a0 \u00a0 \u00a0 December 2015 \u2014 9,053<br \/>\nJanuary 2026 \u2014 18,923\u00a0 \u00a0 \u00a0|\u00a0 \u00a0 \u00a0 January 2016 \u2014 9,958<br \/>\nFebruary 2026 \u2014 31,240\u00a0 \u00a0|\u00a0 \u00a0 \u00a0 February 2016 \u2014 3,202<br \/>\nMarch 2026 \u2014 14,759\u00a0 \u00a0 \u00a0 \u00a0|\u00a0\u00a0 \u00a0 \u00a0March 2016 \u2014 3,882<br \/>\nApril 2026 \u2014 11,940\u00a0 \u00a0 \u00a0 \u00a0 \u00a0|\u00a0 \u00a0 \u00a0 \u00a0April 2016 \u2014 5,798<br \/>\nMay 2026 \u2014 11,286\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 |\u00a0 \u00a0 \u00a0 \u00a0May 2016 \u2014 4,704<\/p>\n<p>Read more <a href=\"https:\/\/marketrelocationreport.com\/?p=157\">Lawsuit claims DOJ is retaliating against employees with disabilities who request telework<\/a><\/p>\n<p><strong>What the data suggests<\/strong><\/p>\n<p>For years, warnings about a federal \u201cretirement tsunami\u201d have been overstated. But with far more employees now at or near retirement age, the recent surge in claims suggests that the long-predicted wave may finally have arrived.<\/p>\n<p>Compared with the same period in FY 2016[1], claim volume in FY 2026 is much higher, increasing the workload for agencies, payroll providers and OPM. The delays in processing resulted from the large numbers of separations, including many that did not result in immediate retirement benefits.<\/p>\n<p>Digital applications are becoming more common, but about one in four claims still arrive on paper.<\/p>\n<p>From FY 2007 to FY 2016, the three cabinet agencies with the most retirements were the Department of Veterans Affairs, the Department of the Army and the Department of the Navy. In FY 2025, those agencies saw sharply different workforce changes, which may affect future retirement patterns.<\/p>\n<p>Once OPM receives a retirement case, the average processing time in FY 2026 is 46 days for digital ORA claims and 73 days for all claims. In May, the averages were 66 days for 8,761 digital claims and 87 days for 10,672 paper claims. That suggests many of the claims completed in May likely reached OPM three to four months earlier, around February or March. Some were likely part of the usual year-end retirements effective Dec. 31, 2025, while others may have been Sept. 30 retirements delayed by heavy workloads in agency HR and payroll offices.<\/p>\n<p>Because averages include both fast and slow cases, some claims move much faster while others take much longer. If you want to know whether your case may be delayed, consider the factors OPM says can slow processing:<\/p>\n<ul>\n<li>Court orders such as a divorce decree or property settlement. These require an additional step and are sent to the Court Order Benefits Branch for review.<\/li>\n<li>Service as a law enforcement officer, firefighter, air traffic controller, Capitol Police, Supreme Court Police or nuclear materials courier, as these cases use a special annuity computation.<\/li>\n<li>Past or active workers\u2019 compensation claims.<\/li>\n<li>Service as a part-time or intermittent federal employee.<\/li>\n<li>Federal service at multiple federal agencies.<\/li>\n<li>Missing documents and forms or incomplete or incorrect information in your retirement application.<\/li>\n<li>Moving without updating your address with OPM.<\/li>\n<\/ul>\n<p>The larger message in these statistics is clear: retirement processing times, claim volume and case complexity all affect how quickly benefits are finalized. Employees who understand these trends can plan more effectively, build a stronger financial cushion and avoid being caught off guard during the transition from paycheck to annuity.<\/p>\n<p>OPM also publishes the total number of CSRS and FERS annuitants added to the Annuity Roll Processing System (ARPS) from FY 2000 through FY 2025. These totals include retirements processed as of Sept. 30, so most deferred resignation retirements from last year are not reflected in the 2025 figure.<\/p>\n<p>So far in FY 2026, OPM has processed 119,451 retirement claims with four months still left in the fiscal year \u2014 a record pace for the past 25 years.<\/p>\n<p><strong>Historical ARPS retirement totals (FY 2000-FY 2025)<\/strong><\/p>\n<p>Fiscal year \u2014 total annuitants added as of Sept. 30<\/p>\n<p>2025 \u2014 112,679<br \/>\n2024 \u2014 95,477<br \/>\n2023 \u2014 108,387<br \/>\n2022 \u2014 114,505<br \/>\n2021 \u2014 96,956<br \/>\n2020 \u2014 99,529<br \/>\n2019 \u2014 109,991<br \/>\n2018 \u2014 109,850<br \/>\n2017 \u2014 96,459<br \/>\n2016 \u2014 99,242<br \/>\n2015 \u2014 99,710<br \/>\n2014 \u2014 105,037<br \/>\n2013 \u2014 138,039<br \/>\n2012 \u2014 111,641<br \/>\n2011 \u2014 82,837<br \/>\n2010 \u2014 76,864<br \/>\n2009 \u2014 87,907<br \/>\n2008 \u2014 86,615<br \/>\n2007 \u2014 92,349<br \/>\n2006 \u2014 103,292<br \/>\n2005 \u2014 94,977<br \/>\n2004 \u2014 90,441<br \/>\n2003 \u2014 81,128<br \/>\n2002 \u2014 74,153<br \/>\n2001 \u2014 77,330<br \/>\n2000 \u2014 77,383<\/p>\n<p>Read more <a href=\"https:\/\/marketrelocationreport.com\/?p=155\">Weakening career staff while boosting political appointees at science agencies is causing \u2018generational damage,\u2019 nonprofit warns<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>New OPM data offers clues about processing times, potential delays and why retiring employees may need a larger financial cushion than expected. <\/p>\n","protected":false},"author":1,"featured_media":160,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-161","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interesting"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>A record number of feds are retiring. 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